SHAREHOLDERS AGREEMENTS:

UNDER CONSTRUCTION - IN THE INTERIM, IF YOU ARE A SHAREHOLDER IN A COMPANY WITH OTHER THAN YOUR HUSBAND OR YOUR WIFE, I WOULD STRONGLY RECOMMEND THAT YOU GET A SHAREHOLDERS AGREEMENT TO DEAL WITH DISPUTES THAT COULD ARISE IN THE FUTURE AND AS A MEANS TO PLAN FOR SUCH EVENTS AS THE DEATH OF A SHAREHOLDER OR SALE OF A SHAREHOLDER'S INTEREST